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Medical Insurance

Health coverage without the confusion.

Talk With an Advisor

Coverage from Trusted Insurance Carriers

Multiple Coverage Options

Serving individuals, families and businesses.

Personal Guidance

Serving individuals, families and businesses.

Local Expertise

Serving individuals, families and businesses.

Your Two Main Options

ACA Marketplace vs. Short-Term Medical

Once you need health coverage, you generally have two options to consider.

ACA Marketplace Plans

Comprehensive coverage through the ACA Marketplace.

  • Covers doctor visits, hospital care, prescriptions, and preventive care.
  • May qualify for premium tax credits or financial assistance.
  • Provides ACA protections and comprehensive benefits.

Short-Term Medical Plans

Temporary coverage for short-term needs.

  • Designed for temporary, affordable health coverage.
  • Helps cover unexpected medical expenses and hospital care.
  • May have limitations and fewer benefits than ACA plans.

Life Insurance

Coverage designed around real life.

Medical Insurance is our primary health insurance market through Blue Cross Blue Shield of Georgia.
  • George E. Daniel Jr. is an authorized independent agent of Blue Cross and Blue Shield of Georgia, Inc.

Coverage Options

Explore your medical insurance options.

Choose the coverage path that best fits your situation.

Coverage Options

Blue Cross Blue Shield

Bronze · Silver · Gold

  • Explore

Marketplace

ACA Marketplace

  • Explore

Bronze · Silver · Gold

Individual

Ambetter

  • Explore

Bronze · Silver · Gold

Specialty

Specialty Coverage

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Bronze · Silver · Gold

Short-Term

Short-Term Medical

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Bronze · Silver · Gold

Individual

UnitedHealthcare

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Bronze · Silver · Gold

Preferred Medical Insurance Provider

Blue Cross Blue Shield of Georgia

Explore health coverage options with a trusted local advisor to help you understand the differences.

A Clearer Way Forward

Coverage that meets you where you are.

Bronze

Lower Premium, Higher Out-of-Pocket

Silver

Lower Balanced Premium and Coverage

Gold

Higher Premium, Lower Out-of-Pocket

Trusted Partner by Top Carriers

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A Clearer Way Forward

Coverage that meets you where you are.

Bronze

Lower Premium, Higher Out-of-Pocket

Silver

Lower Balanced Premium and Coverage

Gold

Higher Premium, Lower Out-of-Pocket

A Clearer Way Forward

Getting covered shouldn't feel complicated.

Gather Your Imformation

Share your coverage requirements.

Explore Your Options

Review available plans and carriers.

Compare Coverage

Understand networks, benefits and costs.

Apply With Confidence

Complete your enrollment with guidance.

Ambetter

Individual and family health plans.
  • Individual

Allied

Flexible short-term medical options.
  • Short-Term

UnitedHealthOne

Major medical and temporary coverage.
  • Short-Term

National General

Medical, dental and fixed benefits.
  • Specialty

Alliant Health

Member coverage and account resources.
  • Individual

Universal Prescription

Prescription savings resources.
  • Specialty

Quotes & Enrollment

Get a quote, apply online and explore enrollment links.
  • Individual
  • Individual

Quotes & Enrollment

Get a quote, apply online and explore enrollment links.
  • Individual
  • Individual

Resource Center

Everything you need, in one place.

Quotes & Enrollment

Get a quote, apply online and explore enrollment links.
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Member Resources

Member portal, provider lookup, premium payments and ID cards.
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Agent Resources

Agent login, broker support, forms and benefit summaries.
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Documents

Watch helpful educational content in plain language.
  • Explore

GOOD PLAN vs BAD PLAN

Once you need health coverage, you generally have two options to consider.

GOOD PLAN FOR YOUR NEEDS

Comprehensive coverage through the ACA Marketplace.

  • $0 Deductible
  • $30 Primary Care Copay
  • $50 Specialist Copay
  • $10 Generic Prescription Copay
  • $1,500 Max Out-of-Pocket

BAD PLAN FOR YOUR NEEDS

Temporary coverage for short-term needs.

  • $5,000 Deductible
  • $50+ or Full Cost Until Deductible Is Met
  • $100+ or Full Cost Until Deductible Is Met
  • $9,000+ Max Out-of-Pocket
  • FAQs

Common Questions

Clear answers to help you understand your insurance options better.
When is the Open Enrollment Period for health insurance?
  • When you first turn 65 (3 months before and 3 months after)
  • For Advantage Plans and Drug Plans usually every October- Dec 7th
  • Or you may qualify for a special election period which allows you to enroll at any point throughout the year. 
  •  
  • Never,  there’s is no extra cost for using a licensed agent.  In most cases it should save you money by using one.
  • We recommend 1 year in advance or age 64 to have a plan in place.
  • Your premium is the monthly cost you pay to the carrier.
  • Your deductible is a cost associated with claims, meaning you only pay a deductible when a claim or procedure has been performed
  • Depends on the plan and carrier, that’s something you or your agent should review before switching to any plan. 

Enrollment Questions

Let's find the right coverage for you.

We can help you make sense of your options before you take the next step.

Talk to Shawn

Shawn Kirkland

Independent Insurance Agent

Get in Touch

Ready to find the right coverage? Contact us today for a free consultation.

Phone

229-220-5748

Email

Shawn.Kirkland27@gmail.com

Office

119 N Donalson St Bainbridge GA, 39817

Hours

Mon - Fri: 9:00 AM - 5:00 PM
Sat - Sun: Closed

Send us a Message